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Simple Billing Arrangements

AARP Medicare Supplement Plans have simple billing options available.

  • Fully subsidized: The employer pays the entire cost of the premium.

  • Partially subsidized: The partially subsidized option allows the employer to set an amount or percentage that they are willing to contribute, and the retiree must pay for the rest of their coverage.

  • Endorsed: An endorsed option allows the retiree to have all the options and guaranteed issue, but leaves the retiree responsible for paying their selected plan’s premium.

Marketing Information for Employees


The option to split-bill allows for the retiree to receive a bill for the portion they owe, rather than the employer being charged the full amount and then having to get payment from the retiree.

Subsidizing Plans

The option to subsidize specific plans is available; you do not have to offer all of them.